Invest in the future of Africa now.
- ≥ 0%Target annual yield
- 0%Senior secured debt
- ≥ 0%Downside protection
Structuredprivatedebt.
LiquidityforAfrica'sopportunity.
Capital structure, EsgniCapital structure
- 70% Senior securedTarget 10 to 15%, First claim on collateral
- 20% MezzanineTarget 13 to 20%, Subordinated
Security layers
- Credit Default Swap insuranceCDS cover on the senior tranche
Capital structure: Senior secured 70%, Target 10 to 15%; Mezzanine 20%, Target 13 to 20%. Security layers: Credit Default Swap insurance.
Illustrative data. Capital structure and security layers sized to the risk of each pool.
Become part of the financial bridge between Africa and global markets.
- 1Collateral coverage≥ 1.3× on every senior position
- 2Covenants & monitoringMonthly reporting, early-warning triggers
- 3Segregated custody & auditIndependent custodian, top-tier auditor
- 4EU legal frameworkFrench structures, investor protection
Senior secured, asset-backed structures under an EU legal framework, built so international capital can enter and exit African private debt with institutional confidence.
We build private debt strategies for Africa.
Our mission is to unlock Africa's growth by structuring debt that delivers performance and real-world impact. We combine senior secured loans, real-asset-backed financing and guaranteed SME credit into balanced, diversified strategies.
- 78%Senior secured
- 100%Hard-currency or hedged
- 12Countries covered
Debt structured for sustainable growth in Africa.
Sourcing & underwriting
Opportunities across tier-1 banking, real assets and SMEs, underwritten to institutional standards.
Where we source
Tier-1 banks, real-asset developers and SMEs across our countries of presence, sourced through local partners.
How we underwrite
Cash-flow analysis, collateral review and on-the-ground due diligence before any commitment.
Structuring & risk management
Tranches sized to the risk of each pool, with covenants, insurance and monitoring built into the structure.
Debt structuring
Senior, mezzanine and venture debt tranches sized to each pool. Security packages, partner contracts and blockchain-secured issuance keep every position traceable.
Risk management
Diversification across countries, sectors and maturities, currency hedging, collateral coverage above 1.3× and monthly monitoring with independent audit.
Digital first
Africa's investment infrastructure, built for tomorrow: agent-first, API-native and on-chain.
Infrastructure
Blockchain-secured issuance and settlement, with every position and coupon recorded on-chain.
For investors
A fully digital onboarding and investor space, open to agents and integrations through our API.
One platform. Built for qualified investors willing to address African opportunities.
Minah is reserved for professional and well-informed investors. Both access the same structured private debt strategies across Africa, with reporting built for institutional due diligence.
Dedicated strategies and co-investment sleeves sized to your allocation, constraints and reporting cycle.
Quarterly reporting with tranche-level exposure, collateral coverage and stress tests, plus audited impact KPIs.
Segregated structures, independent custody and audit by a top-tier firm under a French legal framework.
Access the same senior secured, asset-backed strategies as institutions, subject to an eligibility assessment.
Follow every position, coupon and impact indicator in a fully digital investor space.
A clear, investor-friendly French legal framework and a dedicated investor relations contact.
Most investors who join Minah have never allocated to Africa. We bring capital that would not have come otherwise, because we make the risk legible: every position underwritten, collateralised and monitored monthly.
A reassuring financial infrastructure: segregated structures, independent custody and audit, blockchain-secured issuance under an EU legal framework.
A bridge to international capital markets: African opportunities packaged into standardised, tradable instruments, so capital can enter, and exit, with confidence.
Performance you can audit, not just admire.
Illustrative figures as of Q3 2026. Target returns are not guaranteed; capital at risk.
- 0%
Target net IRR, Strategy I
- 0%
Senior secured exposure
- €0M
Debt structured to date
- 0%
Realised capital loss
Every strategy is engineered before it is sold.
We size senior, mezzanine and first-loss tranches to the risk of each pool, so international investors can choose the seniority that matches their mandate. Minah co-invests in the first-loss tranche of every strategy.
Risk is managed at three levels: asset selection, portfolio construction and continuous monitoring, with covenants, hedging and independent audit built into the structure rather than added afterwards.
Our key features to secure an African investmentIllustrative structure. Every layer is sized to the risk of each pool.
Slide 1 of 3: What the Minah Core is made of
Africa is rising. Invest from within our circle.
The Minah Circle brings together qualified investors, the African business diaspora and on-the-ground economic players into a trusted ecosystem, where dialogue turns into structured capital.
Frequently asked questions
Minah is a blockchain-enabled investment platform that connects global investors, including the African diaspora, to real-world asset opportunities across Africa.
It makes investing in high-quality, impact-driven projects, such as real estate, energy, agriculture, and SMEs, transparent, secure, and structured.
Our pan-African, professional approach is rooted in financial discipline: we exclusively structure collateralized debt exposures (investments backed by tangible assets or contractual guarantees), ensuring enhanced risk control and clear visibility over repayment flows.
To invest in a Minah strategy, simply follow these steps:
1. Create an account using the email address of your choice. 2. Select a strategy from the list of available investment opportunities. 3. Complete the onboarding process with our partner Compilot. 4. Review and sign the Terms and Conditions related to your investment. 5. Transfer funds to the designated bank account once your onboarding has been validated.
Once completed, you become a member of the Minah community. Your participation as a strategy investor is materialized by a digital asset accessible in your personal dashboard.
Minah strategies are primarily financed through structured debt instruments (forms of borrowing used to finance projects), including blockchain-secured bonds (digital debt securities recorded and secured using blockchain technology).
These bonds function similarly to a bank loan (an amount lent by investors and repaid over time): they pay interest (regular income paid to investors) over a defined period and have a fixed maturity date (the date when the capital is repaid).
Most Minah strategies use bullet bonds (bonds where interest is paid during the investment period and the full capital is repaid at the end).
Blockchain technology is used to secure and record transactions (ensuring transparency and traceability of payments and ownership), while remaining aligned with applicable legal and regulatory requirements.
Minah applies rigorous due diligence and ongoing risk monitoring throughout the investment lifecycle. Each strategy is structured with diversification and risk-mitigation mechanisms; however, no investment is risk-free. Under the contractual terms applicable to each strategy, Minah SAS (Paris, France) is legally obliged to pay the interest due and to repay the loan. That said, the capital invested is not guaranteed. Minah SAS is a company legally incorporated and registered in France, operating under French law and subject to applicable legal and regulatory obligations. Investors are therefore encouraged to carefully review all documentation related to a strategy before investing.
Investor protection is supported by multiple layers:
1. Structured strategies with risk mitigation frameworks. 2. Blockchain recording of transactions for transparency and traceability. 3. Clear legal documentation tailored to global investor standards.
These features help ensure that capital flows are visible and governed according to best practices.
A Minah investment strategy is a cohesive portfolio of real-world assets bundled around a clear theme or sector. Each strategy brings together complementary, locally led initiatives that share economic potential and social impact. Investors commit to the strategy as a whole, rather than choosing individual assets to diversify risks.
Assets for profit: these assets will receive financing with a view to achieving financial profitability.
Assets for impact: these assets will receive financing in order to meet sustainable development objectives, in particular those based on the UN Sustainable Development Goals. Each strategy is therefore a set of several assets carefully selected to ensure both financial profitability and support for sustainable development in the sub-region.
Investment opportunities are rigorously vetted by Minah’s team in partnership with trusted local operators and top tier banks. Each project must demonstrate economic viability, sound governance, and measurable outcomes.
Selected opportunities are then structured into diversified investment strategies, using a portfolio-based approach designed to balance risk and return. Drawing on our investment experience and professional network across African regions, Minah combines multiple assets within a single financial product to enhance diversification and risk mitigation before offering a strategy on the platform.
Impact is measured through defined social and environmental KPIs specific to each strategy. For every strategy, Minah identifies the relevant United Nations Sustainable Development Goals (SDGs) and aligns impact indicators accordingly.
Impact measurement is embedded throughout the entire investment lifecycle, with reporting on outcomes such as job creation, local economic growth, and sustainable project performance. This impact data is made available to investors to ensure transparency and accountability.
Anyone with the legal capacity to invest can participate, from institutional investors and fund managers to individuals, diaspora communities, and impact-oriented investors seeking exposure to Africa’s growth. Minah is designed to lower barriers to entry and open access to asset classes often unavailable to professional investors.
